The U.S. Attorney's Office charged Michael Oliva, of Liberty, with attempted robbery.
Court documents show Oliva pointed a realistic plastic gun at a teller at the First Security Bank in Trimble on Friday.
The teller dropped to the floor but a second bank worker who saw the hold-up grabbed a gun and fired two shots.
One shot hit Oliva in the jaw.
He ran out of the bank with no money and led police on a high speed chase.
Oliva was later arrested and remains in the hospital.